Wow!! I think I made a breakthrough ove the last 2 days & nights. I think I finally get OOP, classes, methods, etc. It is such a great feeling.
Tonight I refactored my code and moved a bunch of methods into the classes they should always have belonged to.
I have set up a Github Repo for my code https://github.com/AxleMaxGit/blackjack-game/tree/master/app/ruby.
I am still doubting some aspects of what I have done so I posted a question on Stack Overflow here (http://stackoverflow.com/questions/20784408/am-i-passing-this-object-as-a-parameter-too-often)
I have started to read Practical Object-Oriented Design in Ruby (POODR) (http://www.poodr.com/) and it seems to be a great book. Even I can understand it so far.